Media Studies – Career Education Options Online

When looking to gain an education in media studies, you can do so by enrolling in an accredited online school or college. Curriculum will help to prepare you for a variety of professions in a number of exciting areas. Online educational training programs can give you the chance to prepare for the career of your dreams. Training is available at various levels of study ranging from a certificate to a master level degree. Enrolling in an accredited online educational program today will help you prepare for an exciting new career tomorrow.

*Educational Options

You can complete online media studies training at a number of certificate and degree levels including an:

  • associate
  • bachelor
  • and master

…degree level. Training is available to you in a number of specialized areas of study including:

  • mass communications
  • media technologies
  • marketing
  • public relations

…and much more. By choosing to train for a career in this field you will be able to obtain the skills you need to enter into a successful career after graduation. Specific areas of study and career options will vary based on the level of education and specialization.

*Coursework

Studies will be determined by the degree or certificate you choose to pursue, and will prepare you for the specific career areas you wish to enter. Subjects will vary but may consist of learning:

  • research
  • popular culture
  • broadcast journalism
  • advertising
  • history of communication
  • media
  • mass communications

…and many other relevant courses. By gaining knowledge in these subjects you will be ready to pursue the career you long for. Accredited online training will help you to seek employment in a number of career positions. You can prepare for your future by choosing the program and career that’s right for you.

*Careers

Gaining the education necessary for a career in this field can be done through accredited online schools and colleges. This will allow you to prepare for your career from the comfort of home. Career possibilities include working as an:

  • assistant program producer
  • public relations manager
  • marketing manager

…and more. You will be able to seek employment in journalism, magazines, television, radio, broadcasting, newspaper, and many other industries. By enrolling in an accredited online journalism degree training program you will be on your way to starting an exciting new future.

Accredited media studies training provides you with the education you need to pursue the career you dream of. Online schools and colleges are available to provide you with the means to be successful. There are a number of accrediting agencies like the Accrediting Council on Education in Journalism and Mass Communications ( http://www2.ku.edu/~acejmc/ ) that are approved to fully accredit online programs. Accredited learning institutions can offer you the best quality education available in this field. By researching programs and requesting more information you will learn more about the media career you desire and how to obtain the education needed to enter into the field.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

Copyright 2010 – All rights reserved by PETAP.org.

Hobby or Business – Which Is Better For Me?

If you produce hobby income, you can only deduct a tiny portion of your expenses as part of miscellaneous itemized deductions on your tax return. Because most folks take a standard deduction allowed by the Internal Revenue Service and don’t itemize, they don’t even get this small amount. In other words, you declare hobby income without the benefit of deducting expenses the way a for-profit business does.

Take a look at the 60 Minutes report on the Internal Revenue Service. According to the their Commissioner: … enforcement efforts have been hampered by cuts to its budget. A number of fixes are under consideration,… including delaying the payment of refund checks until they can be matched up with W-2 forms filed by employers. Can you believe that the Internal Revenue Service does not yet match your employer’s records with the wages you declare on your return? So, don’t lose a lot of sleep over the small amount of money that you make at a craft show.

Many people do crafts, knowing they need to keep their day job. What happens if, after a while, your hobby makes more than your day job? It doesn’t cost much to start a business and begin reducing your taxable income by taking deductions. The Internal Revenue Service puts up a red flag only if your business doesn’t show a profit in 3 of the last 5 years of doing business. Consistent losses can mean you are looking for deductions rather than a profit.

When is it appropriate to start a business? The distinction between hobby and business is the profit motive. Are you interested in making money? Do you want others to see you as a business? Five key things that the Internal Revenue Service looks at are if you have all or most of the following.

They like you to have a business card with a business name, even if it is Jane Doe’s Crafts, along with a business license registered with your state. You can do business cards on your home computer. The paper that you buy is a deductible expense, as is the mileage to go get the paper. For about $20 you can register a trade name in Colorado and renew it each year for $5.

A set of books that you maintain and keep current shows you are watching the bottom line and thus, wanting to make money. Bookkeeping does not have to cost anything at all. Use a ledger sheet with dates in one column and a list of income and expenses in columns across the top and do it by hand. Total it all up each month, see if there is a profit, and start another month with the same headings. This is easy to do with spreadsheet software, like Excel, that may have come with your computer or be free online.

A separate checking account for the business shows you are taking the accounting seriously and tracking both income and expenses. If you have an established relationship with your banker, you should be able to set up a business checking account (Jane Doe’s Crafts) for free, even if you must keep a minimum amount in it.

Crafters must collect sales tax when their items are sold, thus a sales tax license also adds legitimacy to the business. A 2-year sales tax license is $16 in Colorado. If you sell only in the fall at craft shows, you may get by with a “use tax form” and not need a license. But serious businesses also sell from online websites. The amount of money you bring in determines whether you will have to file quarterly or monthly sales tax as your business builds. If you pay at an event to please local agencies using a “use tax” form, remember not to double pay when you file your business sales tax return. (If your sales tax rate is 8%, you will have to sell $12,500 worth of crafts to owe $1000 in sales taxes. Remember sales tax is what you collect from customers. You are only the temporary keeper of the sales tax money that you take from customers and give to government agencies. It is spent locally, so everybody benefits.)

Finally, the Internal Revenue Service likes to see proof that you are marketing the business to others, whether through fliers listing upcoming shows or a website that allows others to contact you or buy your items.

More paperwork comes in the form of the dreaded quarterly estimated tax. You might be able to avoid this by going to zero deductions on your paycheck from your day job. That means your employer takes out a little more each paycheck, which might be enough to cover your estimated tax. Now you know why those ledgers (income and expenses) are important to track. The first year of business is difficult to predict, but it is best to overpay Uncle Sam, then underpay. You can print off the estimated tax forms online and pay a small amount each quarter. You could also have your spouse go to zero on his/her wage deductions.

The amount you owe will surprise you, because as a business owner you are an employer (of yourself) and you have to pay the social security tax that employers pay (also known as Self Employment Tax or 7.65%). A good way to estimate what you will owe is to apply the same tax rate you pay now and add 7.65% to it in the first year of the business. Say you and your spouse made $60,000 last year (use the adjusted gross income figure on your return). You paid $8000 in tax, but you got a $3000 return. Divide the net tax (8000 minus 3000) or $5000 by your $60,000 income and this will give you a tax rate you can use (8.3%). Add in 7.65% for social security. Thus, 16 to 17% is a good estimate of what your tax rate on your new business will be. Recalculate your tax rate in year two and that 7.65% should be included in your tax rate equation. Talk to a professional to verify this figure, as your tax can be very different from year to year. The good news is if you overpay, you get a bigger return, which you can apply to your estimated tax for the following year.

All of this might sound involved, but it doesn’t have to be. If you do your own taxes, you already know whether or not you get a large return at year’s end. If you do, then chances are you are covered for the meager income from your crafting business. If you owe taxes with your return and you decide to go for a business rather than a hobby, then you need to look things over more closely.

Here is an important factor to think about when considering going from a hobby to a business. If your craft is hobby income, you virtually cannot deduct expenses. Would you rather pay 8.3% on hobby income of $12,500 or would you rather pay 17% on business income minus business expense (let’s say a net return of 30% on your business after deducting expenses or $12,500 times 30%) or $3750 of net income. That is, would you like to pay $1038 hobby income tax or $638 business income tax? Again this is very simplified and not professional advice, but it might be worthwhile to take a look at how much income you are making off that hobby, track what it is costing you in materials and trips to the post office, supply shop, etc. and whether or not it is worth it to you, given the requirements (paperwork mostly) to start a business.

Forex Education Tips – 5 Steps to Successful Forex Trading

Close to 95% of all Forex traders will lose money. We’re not just talking about novices, either. Whether you trade Forex for a living, as a hobby or just for fun, odds are against your success. That’s a simply astonishing fact. However, the remaining 5% of Forex traders somehow manage to break even and there are those lucky few that actually make money in the currency market – consistently!Like the TV show says … “How’d they do that, anyway?”That’s the million dollar questions, isn’t it? Countless books, seminars and expos have been hosted to answer this very question. That sad fact is that thousands of books have been written and countless seminars and interviews have been conducted in an attempt to answer the magic questions. The reality of the situation is that there is no magic formula; no one single Holy Grail of Forex trading.So what do the successful traders do that the rest of us have simple not comprehended. They have mastered a process of winning where they combine and customize several factor to produce consistent results. They have mastered the Process of Trading.The Process of Trading is:Strategy > Money Management > Self-MasteryHere are some simple Forex Education tips to help you master the process of forex trading:Success Tip #1 – You’ve Got To Have a PlanYou must have a written business plan that will detail all aspects of your trading. When are you going to trade, how much to risk, strategies for entries and exits are just o name a few. To become a consistent (profitable) Forex trader you have to plan your trade sand trade your plan.

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Simplicity rules! Don’t make this plan too complicated. One sheet of paper for you mission statement and another for your trading plan should suffice. Anything more is probably too complicated.Success Tip #2 – Focus on Your Personal PsychologyKnowing yourself will allow you to master the discipline necessary to execute high quality trades with solid money management techniques. Lack of discipline is fatal in Forex trading. Go on a personal journey to identify you attitudes towards risk and money. Get intimate with your strengths and weaknesses as a trader and build in to your trading plan strategies to minimize those weaknesses and maximize your strengths.Different personalities lend to different trading styles. Get familiar with all the different styles and over time you will begin to gravitate towards one particular style. Don’t fight the urge like I did. I insisted I was a day trader, but had only limited results. I found my winning percentages were much higher when I entered swing trades. Guess what’s my bread and butter strategy now!Success Tip #3 – Be Realistic About Your ExpectationsThis is a hard one, I know! I am on the internet every day and the amount of advertising is staggering. Brokers are offering free education (fox in the hen house if you ask me), forums of all different trading styles and points of view. Gurus pushing their system as “the one” that will make you the big bucks. How do you get through all that noise?Let me tell you loud and clear right now – everyone is right and everyone is wrong. You have to make a personal commitment to become a successful trader, find a trading style that works for you and expect a slow and steady approach to wealth building through Forex.What works for me may not work for you. Expect to go through an exploratory period where you are learning and at the same time exploring yourself as a trader. Keep an open mind and don’t pay attention to all the noise out there.Success Tip #4 – Exercise PatienceRome was not built in a day and neither will your trading account. In fact, I tell all of my students that while they are studying to become successful Forex traders they should not look solely at their account balance as an indication of success or failure.By tracking and increasing your percentage of high quality trades you execute is a far better barometer of your progress than your account balance. Cause and effect rule here. Over time when you increase your probabilities through the execution of high quality trades your account balance will respond accordingly.Keep the focus on the process and with time your results will blow your mind.Success Tip #5 – Money Management Is Top PriorityI would rather have a shaky strategy and excellent money management techniques than the other way around. This topic warrants its own blog post to do it justice. Limited your exposure (read “risk”) allows for you to stay in the game and allow the laws of probability to work.

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Let’s take a casino for example. They need gamblers to frequent their slot machines to make money. Why? They have a game that has a greater than 50% chance of making money for the house. The more people that play the slots, the greater the casino’s profits.The casino controls risk by payout tables (always favoring the house!) and increases their probabilities by keeping gamblers at the slot machines (read “free drinks”). As a trader you must limit your risk by committing only 1% – 3% of available capital to a single trade. When you execute enough trades with a high probability strategy you too can clean up like the casinos – but only by staying in the game long term.In conclusion, Forex trading is not easy. It’s hard work and will test the limits of your patience and perseverance. If anyone tells you otherwise .., buyers beware! It can be a very rewarding and profitable venture if done correctly. In the end it is a profession that requires a learning curve and practical experience, no different than an airline pilot or engineer. Understanding how to approach and learn this game will allow you to reap all the benefits advertised. It is your Forex Education that you will master the Process of Forex Trading.

The Energy Healing Power of Natural Medicine

Natural medicine is a system that uses a variety of therapeutic or preventive health care practices such as homeopathy, naturopathy, chiropractic, and herbal medicine. Alternative medicine is also known as traditional, naturopathic, natural or holistic medicine. Proponents of alternative medicine are not refuting the validity of discoveries in and the practical uses of conventional medicine, but are merely trying to put some things into perspective. Due to the widespread interest in natural medicine along with the disappointment and disenchantment with Western medicine, many people, especially in the United States and Europe, where conventional medicine has taken a dominant foothold, are seeking the advice and treatment from naturopathic physicians. These practitioners include herbalists, acupuncturists, naturopaths, chiropractors, and others, who advocate preventative health measures as well as recommend wholesome foods and nutritional supplements for their patients and clients. Considering the growing popularity and effectiveness of alternative health treatments and products, certified and licensed professional practitioners of such medical practices should be given their rightful and respectful place in medical society. Natural medicine has been proven not only to be safe, but more effective than Western medicine in treating many chronic illnesses such as diabetes, hypertension, asthma and many other diseases as well

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The history of Natural Medicine and its roots can be traced back thousands of years to ancient cultures such as India and China. Ayurvedic (E. Indian) and Chinese medicine, along with their diagnostic and herbal systems, are still used in these countries extensively, as well as in the United States, especially in Europe, where alternative medicine is well respected. Chinese herbal medicine has a documented history of over 2500 years in China, and is now widely used by practitioners all over the world. It has been legally practiced in the United States. since the mid seventies by licensed acupuncturists. Homeopathy is also a well-known form of alternative medicine discovered in the 18th century by German physician Samuel Hahnemann, but was practically stamped out in the U.S. in the late nineteenth century by the American Medical Association. In 1938, though, the U.S. Food, Drug, and Cosmetic Act finally recognized homeopathic pharmacopoeia as the legal equivalent of allopathic medicine.Another more contemporary and popular form of herbal medicine, called Western herbalism, can be traced back about two hundred years in America. Samuel Thomson, born in 1769, is considered the father of Western herbalism. He discovered over sixty different medically effective native plants by clinical testing, and on the basis of these findings, devised a theory of disease and botanical drug action. Randy Kidu, D.V.M., Ph.D., writes in his articled entitled A Brief History of Alternative Medicine: “The history of herbal medicine is interesting because herbs have been a part of our diet and pharmacy since man began roaming the earth. Coprophytic evidence (seeds and other plant part(found in preserved fecal pellets) points to herbal use by cavemen. Early herbalists practiced their trade since before recorded history in all parts of the world including China, Egypt, Greece, Rome, Africa, England, the Americas, and Europe. Many herbs are also mentioned in the Bible. Today, based on sheer numbers of folks who use one form of herbal medicine or another, it remains the most-used medicine worldwide.”Twenty-five hundred years after the advent of allopathic medicine, modern medicine is still grappling with the idea that herbal medicine could be an effective treatment, and not just quackery, although thousands of years of recorded history has proved its efficacy. A new model of understanding in medicine needs to be incorporated into the existing allopathic model. Because of the growing popularity and effectiveness of natural medicine, practitioners may eventually be given their deserved place in medical society. The incorporation of natural medical practices into the existing model of conventional Western medicine, including the training of new medical doctors, is now called Complimentary Medicine. In order to solve our health problems, this modern paradigm for treatment in medicine must be promoted. This can only truly emerge when bias, self-interest, greed and discrimination is discarded and diverse medical knowledge is promoted and shared, not only between university trained scientists and medical doctors, but among Alternative Medicine practitioners, philosophers, metaphysicians, and other intelligentsia of society as well.